Why Invest with Teji Mandi App

Investing in the equity stock market requires specific knowledge and skills that one can develop only over a while. Equity is one of the only asset classes that can generate inflation-beating returns consistently over a longer period.

Teji Mandi app removes all barriers that a retail investor faces. Be it lack of research or lack of time through an accessible price point.

What Teji Mandi Offers?

Teji Mandi provides investment services for both long-term and short-term equity portfolios. The long-term options include the Teji Mandi Flagship and Multiplier portfolios, which focus on sustained growth. For those looking for shorter-term opportunities, the Teji Mandi EDGE portfolio offers a concentrated equity strategy designed to capitalize on market volatility for consistent performance.

We do not deal in speculative products like futures/options and crypto. Equity markets have historically returned over 10% compounded returns to investors when investing over long periods.

Over time, this is better than putting money in an FD or a high yield savings account.

Let's understand this with an example, 

Arun regularly puts a part of his income aside in a safe corner of his house or a bank deposit. After ten years, he accumulates Rs 10 lakhs. That is his saving. This might grow by 5-7% over time based on the rates offered by the bank. After 5 years, this would only grow to 13 lakhs. On the other hand, Varun chose to put his money into stocks, equity and debt mutual funds, gold, or even fixed deposits. Here, he is putting his money at work. Assuming Varun is getting a 15% CAGR return, the value of this Rs 10 lakh would become Rs 20 lakh in 10 years.

To accumulate wealth over a long period, it is necessary to put money at work. Investments do this for you. Teji Mandi is an investment platform that works extensively to make you a better investor. We are focused on removing the hurdles that tie down an investor. We help investors build a long-term portfolio in the stock market at a nominal fee. These stocks go through a rigorous scanning and review process, and they are backed by thorough research by a dedicated investment team. This process-oriented approach helps investors get effective advice, enabling them to create sustainable wealth over a long course of time.

Teji Mandi is backed by Motilal Oswal, a company synonymous with long-term wealth building.

Rebalance Updates

When putting together a well-balanced investment portfolio, you take into account the performance of different investments and evaluate their potential returns. Even so, some of your investments may underperform or overperform over time.

As a result, you should review your portfolio to ensure that it is in line with the market and your objectives. In the process, you must concentrate on not exposing your portfolio to undue risk and ensure it is relevant to new trends. As a result, you substitute underperforming investments with ones that display more potential.

The primary goal of portfolio rebalancing is to protect the investor from exposure to unfavourable risks. Rebalancing the portfolio regularly holds the risk in line with the investor's risk tolerance.

Here’s a quick look at the three portfolio rebalancing strategies:

- Periodic Rebalancing

- Threshold Rebalancing

- Allocation of New Funds

Read more, ‘How Portfolio Rebalancing Helps You To Stay Ahead of The Curve?’ 

TM Learn, Videos, and More!

Educate yourself with easy-to-understand research about equity stock investments and portfolio stock investing through stock rationale, weekly portfolio updates, TM Learn, and a lot more.

Investing in the equity stock market requires specific knowledge and skills that can only be developed over time. Understanding the business cycle is a must-have skill for an investor. These cycles differ from one economy to another and from one sector to another within an economy. Understanding various stages of business cycles is important for investors to make sound investment decisions.

Business cycles could differ from one sector to another and have varying impacts on companies. Hence, identifying the bottom is nearly impossible. But, it is ideal to start investing in the last phase of contraction or during the early phase of an expansion. Investors can also keep track of leading indicators like fresh policy measures from government and central bank, peak up in demand for fuels and commodities like steel and other metals as a sign of revival. This will help to judge the turnaround in the business cycle.